Discussion in 'Credit Talk' started by SPACECAT, Oct 10, 2001.


    SPACECAT Well-Known Member

    Hi guys & gals. I have a BK that was discharged in 2000 that's eating my lunch. I have disputed once already. does it help to call also?
  2. jshimmer

    jshimmer Well-Known Member

    What type? Chapter 7 or 13?

    Chapter 7 will remain for 10 years from date of discharge.

    Chapter 13 will remain for 7 years from date of filing.

    SPACECAT Well-Known Member

    Let me rephase my question. I have a bk ch. 7 discharged in 2000 with $0 liabilites listed on my report. what is the next sure step in getting it removed after disputing once.
  4. dlo64

    dlo64 Well-Known Member

    A Chapter 7 stays on your reports 10 years from the date of filing. I know someone that filed in 11/91, was discharged 3/92 and the BK just fell off all three.

    As for my BK, I have a Chapt. 7 with no assets or liablilities on two of my reports and with assets and liabilities on the third. I have not gotten to the point where I feel comfortable disputing it as I have some other issues with creditors included in my BK that are reporting wrong that I am dealing with first. (I am dealing with the creditors directly.) If you do a search, I believe that Marie and Nana C have some good advice regarding this. I know Nana has had a BK 13 removed.

    SPACECAT Well-Known Member

    thanks! I will.

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