Over 100 entries no score

Discussion in 'Credit Talk' started by belletete, Jan 15, 2002.

  1. belletete

    belletete Member

    has anyone run into this problem. I went to check my score on creditexpert.com and the following message came up

    Your personal credit history has over 100 entries that may consist of credit related accounts, request for your credit history and public records such as bankruptcy. Our scoring system is unable to process your information because it exceeds our limitations. Please contact 1-800-787-6864. (CM_8006)


    I do a lot with real estate owning properties etc.
    I guess now the lenders and other people will look at it on a case to case basis. I have nothing bad no lates or charge off etc.

    Idon't know if this is good or bad. Any input.
     
  2. the other

    the other Well-Known Member

    I had this problem too. Even though you can't get a score, you can stil see your credit report. I had 60 some accounts, and tons of inquiries.

    In order to get a score, you need to have less than 100 items on your credit report. I started by disputing inquiries (hard and soft). For each inquiry deleted, you get one closer to 100. I also had duplicate student loans because they were transferred so many time (although it was always transferred from Sallie Mae TO Sallie Mae, just with a new account number), so removing those got me lower too.

    I would start with inquiries, and see how far you can get. Certainly if there are any negatives, dispute those too.

    There really is no other way to see your score than to get you file smaller.

    btw, this explained why I had no Experian score when I got my mortgage.
     

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