If you are over your credit limit on a card- One of the big three reports your high bal as current bal, another reports the high bal. as ORIGINAL highest bal. (obviously much higher),but both report the correct CURRENT bal. Question is, will the much higher highest bal. give you a better score? Did anybody follow that?
which ever one is showing the most available credit will have the better score. If both show no available credit, but one is showing over the credit amount, and the other is showing at the credit limit, the one showing at the credit limit will score better
