Separate names with a comma.
Discussion in 'Credit Talk' started by paul, Aug 22, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
I was declined over the phone for a credit limit increase by Capital One after two months. They sent me a letter which gave the reason as "previous overlimit status." I had gone over my limit after one month, when the annual fee was first imposed. Dumb move on my part, and dumb procedure on their part.
The letter mentioned "previous overlimit status," but no overlimit fee was ever imposed. This was the internal Capital One reporting system. As far as credit bureaus go, I think an overlimit balance only shows up if you are overlimit on the statement closing date.
Did you call Capital One about the decision? Most companies do their requests through a computer and it is not smart enough to see "why" you were over limit. If your annual fee was the only reason you were over the limit, chances are the company may do another review and take that circumstance into consideration.