Hi All, Is this common? Do I have any rights in this case? I have a CC account with an original limit of some-teen hundred dollars. Due to some late payments they set my limit to 0 causing a $35.00 monthly over limit fee until the balance is 0. Iâ??m below my original credit limit and I will have it paid off in a few months but in the meanwhile Iâ??m being extorted out of 35 a month. I would like to contact them but Iâ??m not sure what the best approach is. Any advice is welcome.