Separate names with a comma.
Discussion in 'Credit Talk' started by Momof3, Oct 19, 2000.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit.
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
No, they dont report that mom. Just if you are late by 30 days or more.
Actually, that isn't correct. If you look on your credit report, you'll see on many accounts "total credit limit $xxxx"; then you'll see "high balance $xxxx." So creditors can see if you have exceeded your credit limit. However, if it is a small amount and it is obvious from other factors that you aren't overextended (level of income, debt/income ratio and account history) and you aren't over the limit regularly, it will have a negligible effect.
Hey mom .. Well they don't Report over the credit limit . But it will show if your over the limit for a certian month on the balance or high credit side of the report. but once your under agian it will show the correct amount next month . This is true in the case of Equifax and transunion . Experian has a section where it says use of credit ! on that section on the accounts it reports your cedit limit at the time and your balance at the time for every month of having the account, some creditors don't report this section but as far as i know from my report most do, and the ones that didn't are doing it now. so by looking at this section a cerditor could tell if you've been over the limit( that;s only for Experian) . The good thing is that this "use of credit section lasts for 24 months and it;s not that important . good luck