Over TU....and I am back

Discussion in 'Credit Talk' started by Kittw1, Oct 6, 2001.

  1. Kittw1

    Kittw1 Well-Known Member

    Ok, I disputed four inquiries from the same subscriber and they sent me their little form letter about how they are not going to delete anything and if I suspect fraud then I need to call the subscriber. UUUUGGGGGHHH! They really kill me with this. What do I do? What's my next move? I am determined to close on a house by the end of Q4 or at the latest by February.
  2. Saar

    Saar Banned

    1. File an online FTC complaint against the bureau that refused to take your dispute: https://rn.ftc.gov/dod/wsolcq$.startup?Z_ORG_CODE=PU01 and from the pull-down menu, choose "credit reports" as the subject of your complaint (won't help in a particular case, but think of it as your long-run contribution to society).

    2. File an online BBB complaint against the lender who has made the duplicate INQ's: http://www.bbb.org/bbbcomplaints/Welcome.asp -- this has worked for some people.

    3. If you don't get results within 45 days, file a SC suit against the bureau involved, for willful noncompliance w/ the FCRA (their refusal to reinvestigate a nonfrivolous dispute).

  3. Kittw1

    Kittw1 Well-Known Member

    Thanks Saar. I will advise as soon as I hear something.

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