if any of you get an over the limit fee and it's your first one just call the bank # on the back of your card and they will remove it.
I've removed Most of my over the limit fees with all the cards even if it was my second and third time ! always do . except for CCB !!
OVERLIMIT FEES ARE 100% PROFIT...SO THEY LOSE NOTHING TO REMOVE IT. IF THEY REFUSE, ASK THEM WHAT ADDRESS DO YOU SEND THE CARD TO FOR CANCELLATION. THEY WILL DROP THE OVERLIMIT FEE 99% GUARANTEED.