I told her that it wasn't in my interest to pay the collection and still have it appear on my CRA, if it in fact already is (I don't know). She says, "I'll notify the collection agency". I was like, "Uh, I need that in writing" (see, I'm learning). She said they were going to pull it from collection. I made arragements to pay in full on Friday, but I'm going to draft a letter tonight. The "as we discussed, I will pay but you take it off my CRA" letter and send that instead. If they send it back, I'll pay. I don't have a problem paying, but at this point, I need something from them or I'm not paying. I asked her could she verify with Collectech that it's been reported to my CRA and she seemed pretty dumb about the whole thing. So I thought I'd contact them myself. Instead though, I'm just going to send the letter (I got her name, so I can refer to her in my letter).