Paid Accounts FALLING OFF, YAY!

Discussion in 'Credit Talk' started by Kirby, Apr 9, 2002.

  1. Kirby

    Kirby Well-Known Member

    Progress from March 2 until today...

    1 Judgment (just put in dispute today)
    1 double account (deleted)
    1 paid collections account (deleted)
    1 paid collection account (deleted)
    1 unpaid collections (deleted)
    1 unpaid collections (put in no status)
    1 90+ days late (remains)

    multiple addresses and names removed from personal information.

    The weird thing is that not all of the deleted items have been cleaned off of my report yet. I have the UDFs and letters from the furnishers of information stating that they have asked for removal, (deletion), but they are still showing up. Experian seems to be the worst at getting information off. One compliance manager said that it can take up to 3 or 4 weeks to take off, because they fax it in, but it can be backlogged on the CRA side. Have you heard of this? It makes sense, I suppose.
     
  2. uniondiva

    uniondiva Well-Known Member

    congratulations! seems like good progress. what do your scores look like?
     
  3. Kirby

    Kirby Well-Known Member

    Experian is 630
    Equifax is 607
    I am waiting for TransUnion to send my report snail mail.

    I am sure these scores will go up as soon as the items actually DEPART from my report. The worst part is just waiting for them to go away. I suppose after 4 weeks I will be fighting with the CRAs to have the items deleted and that's where the letters and UDFs from the furnishers will be handy. I wouldn't have made sure I had copies of these if I hadn't read these boards, thanks everyone!
     

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