paid all negative items now what?

Congrats! Glad you found the help you needed here. Continue building positive payment history by making all your payments on time and you'll be well on your way to 700+ FICO scores.

And like jam said, FICO scores are based on the information in your Equifax, Experian, and TransUnion credit reports. Focus on improving all three of your credit reports and your FICO scores will follow.