After 9 mos of disputing charges, requesting validation, verification I hired an atty who "settled" with them for less than 1/2 with a generic settlement offer I received in the mail. At the same time he was arguing with someone else at MBNA who refused to delete "closed by credit grantor" and over 120 days late.( I kept reciving statements til May) He told me to add a consumer statement to the big three. I did. But it appears at the end of the reports not with MBNA slamming me. They accepted the offer and their attorneys Wolproff & Abramson still tried to extract money til recently the atty sent them a copy of the check they cashed as payment in full. How can I get this information deleted? I am no longer late, etc. They should be reporting it as settled or paid in full correct?