I'm scheduled to make my last payment on a charge-off in two weeks. I didn't negotiate deletion b4 I started paying bc I knew nothing about this board. It is with Cap1 through ASG so I know that it will be reported as a paid charge off. How soon can I start disputing it to get it changed and what are my chances? Any input would be greatly appreciated.
I suppose you could dispute as soon as you like but I must say, I think you messed up on this one. You should've done what's reffered to here as a "delete for settlement" letter. since you have been paying this debt not only do you have little negotiating power to do this, but now the account has been re-aged so to speak because of your continued payments. I think other people in this forum could help you more, maybe even citing that I am not completly right. Either way I wanted to at least kill some time here because my wife is being mean to me. Severerly tongue lashed, SnakeMan
1* the account has been re-aged so to speak because of your continued payments. Severerly tongue lashed, SnakeMan ================= 1*Not it hasn't been re aged. Send the V L to CA Don't make the payment with out them validating or deletion in writing. LB http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=370451#post370451 THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""''' PS Sample letters http://consumers.creditnet.com/straighttalk/board/index.php?s= WhyChats statute of limitations http://community-2.webtv.net/Y-chat/WhyChatsCredit/ http://community-2.webtv.net/Y-chat/WhyChatsCredit/ statute of limitations http://www.edebtnetwork.com/content/collection_laws.asp New member must reads. alaskan ------------------------------- http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=350770#post350770 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=314910#post314910 http://consumers.creditnet.com/straighttalk/board/showthread.php?s=&postid=352826#post352826
Congratulations on getting it paid off. We could talk about the should of could of would ofs, but it won't help - don't beat yourself up. Start disputing and keep disputing! Don't worry about Snakeman, he seems to stay in the doghouse. Must've been using the wife's cc again.
