Paid Charge Off

Discussion in 'Credit Talk' started by deuce_92, Sep 7, 2003.

  1. deuce_92

    deuce_92 Member

    I'm scheduled to make my last payment on a charge-off in two weeks. I didn't negotiate deletion b4 I started paying bc I knew nothing about this board. It is with Cap1 through ASG so I know that it will be reported as a paid charge off. How soon can I start disputing it to get it changed and what are my chances? Any input would be greatly appreciated.
  2. snakeman

    snakeman Well-Known Member

    I suppose you could dispute as soon as you like but I must say, I think you messed up on this one.

    You should've done what's reffered to here as a "delete for settlement" letter.

    since you have been paying this debt not only do you have little negotiating power to do this, but now the account has been re-aged so to speak because of your continued payments.

    I think other people in this forum could help you more, maybe even citing that I am not completly right. Either way I wanted to at least kill some time here because my wife is being mean to me.

    Severerly tongue lashed,

  3. lbrown59

    lbrown59 Well-Known Member

    1* the account has been re-aged so to speak because of your continued payments.

    Severerly tongue lashed,
    1*Not it hasn't been re aged.

    Send the V L to CA
    Don't make the payment with out them validating or deletion in writing.


    THE END ** *** ** LB 59
    Sample letters

    WhyChats statute of limitations

    statute of limitations

    New member must reads.
  4. jlynn

    jlynn Well-Known Member

    Congratulations on getting it paid off. We could talk about the should of could of would ofs, but it won't help - don't beat yourself up. Start disputing and keep disputing!

    Don't worry about Snakeman, he seems to stay in the doghouse. Must've been using the wife's cc again.
  5. lbrown59

    lbrown59 Well-Known Member

    Must've been using the wife's cc again.

    Cute jlynn You remembered. LOL

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