As of last month, my score was 575. I checked this morning and my scores are as follows: Experian: 632 Equifax: 598 Transunion: 629 I have paid off a few more items that haven't been removed, so I expect a jump I have several items that are paid, closed and have zero balances. They range from 1999 - 2005. Is there anything I can do to remove them? I'd like to have them not show as potentially negative.