I know i did not formerly introduce myself, I am tanisha and i am new to the site and have found some very helpful information. If someone could please offer advice to my situations i will appreciate dearly I have reviewed my TU credit report and I have 5 paid collection accts. I want to try to get these deleted if possible. I have been reading posts to try to gather information on the technique needed to use to try to get these items deleted and this is what i've come up with (please feel free to offer advice if I am wrong or right 1.To get paid collections deleted i need to write validation letter to CRA and hope that the CA do not validate then that way if they don't it will be removed. 2. To get inquiries deleted i must write letter disputing that the inquiries were not authorized by me. Understanding that this is successful with equifax, but no so with TU or EXP. I have 2 accts. that I do not know what to do: Capital One Estimated date of removal: 6/2009 Pay Status:Charged off Date open: 1/2002 Date closed: 1/2009 *Need to know should I dispute this acct. or just let it fall off since its due to fall off 6/2009. I have 2 CA reporting a t-mobile acct. the account type on both acct's say open acct. What should i dispute this acct. as? I appreciate anyone who have advice that will lead me in the right direction
