hey all, just wanted to share my deletion. I was geeting pretty lazy about the whole credit repair for a few months, but Im at it again. This was a col. from 1997 that we paid off in 2001. The collection Co. was Troon CO. My husband only has 2 bad accounts left, 1 for 69.00 paid collection cable com, and one sallie mae which drops off in Nov. this year. Pretty darn good considering how horrific his report was to begin with. His transunion faco is still 598 though. when we applied to our mortgage they said he meduim score was 690. anyway, keep on truckin everyone. jody