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Paid Collection REMOVED!!

Discussion in 'Credit Talk' started by SD, Oct 11, 2001.

  1. Oct 11, 2001 #1
    SD

    SD Well-Known Member

    Hey guys!
    Finally! Equifax removed a paid collections from my report. I had a FICO score of 614 with the collections on there... wonder what it is now.

    BTW, TU did not remove any of the inquiries I disputed online, so I took the advice of someone on this board. I highlighted the inquiries I want removed and sent in via mail. Hope it will work. I'm still waiting for Experian's results and as for Equifax, I will be disputing the same way as I did TU. Hope it works!

    ~S
     
  3. Oct 11, 2001 #2
    SofaKing

    SofaKing Well-Known Member

    Great! I recently had a paid collection removed by simply writing a short letter and asked them to PLEASE remove the item.

    It was about 5 years old and I think it raised my score about 18 points.

    SK
     
  4. Oct 11, 2001 #3
    supershawn

    supershawn Well-Known Member

    Congrats on the collection! I hear thats almost impossible once they are paid.

    Shawn
     
  5. Oct 11, 2001 #4
    monicagee

    monicagee Well-Known Member

    Sofaking,

    Do you have a sample of the letter you wrote to have the chargeoff removed? I have a 4 yrs chargeoff.

    Thanks!
     
  6. Oct 11, 2001 #5
    SD

    SD Well-Known Member

    Thanks, everyone, for all your support. I'll tell you one thing - I couldn't have done it without this board!! =0)
     
  7. Oct 12, 2001 #6
    tom65432

    tom65432 Well-Known Member

    SD: When you find out how much it helped your FICO, let us know.

    SofaKing: Who did you write, the creditor or the collection agency or the CRA?
     
  8. Oct 12, 2001 #7
    LKH

    LKH Well-Known Member

    As far as scores go, I recently had 2 30 day lates that they claimed happened in the spring of 2000. It was finally corrected by the creditor and my score went up 38 pts.
     

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