Someone PLEASE, I hear this is forum is the best so I am coming to you for advice. Tmobile reported me to collections (we had a dispute that they said I authorized my contract to renew, I never did, I would have at least gotten a new phone for it.) Long irrelevant story...... Its all he-said, she-said. Since I have paid Superior Asset Management (settled in full). I have my on-line confirmation that I paid them and a paid in full letter from them dated 3/24/05. I disputed right away, and 2 times after that, with my CBs and they keep saying that it is a valid UNPAID collection. I've called collection agency and re-sent them my confirmation that I paid and I am getting the run around from them. I have equifax's credit alert membership and YESTERDAY's alert was "NEW COLLECTION" guess who? Superior Asset Management..... What steps can I do to clear this up. I really want it OFF my report, since Tmobile falsely extended my contract. Thanks for reading this, its been stressing me out. I appreciate ANY advice.