I would like to know maybe what to do <---newbie if I have one report that shows a paid collection from 1999 and another report that still shows it as unpaid (as of 3/2002). Different amounts as well. I would really just like it removed from everything. Can someone point me to some resources?
Dispute them both as "not mine" with CRA's. If the paid comes back as verified, send the nutcase letter to the creditor, wait 2 weeks and dispute again as "not mine" with CRA. If the unapid comes back as verified but doesn't update to paid, dispute as "not accurate, balance incorrect" with the CRA. If the unpaid comes back as paid, then use nutcase on both.
