Paid collection - verified

Discussion in 'Credit Talk' started by Shantel, Mar 29, 2001.

  1. Shantel

    Shantel Well-Known Member

    I'm having a problem with a paid collection account.

    It was for an old cell phone bill. I was being contacted by a collection agency but the collection was listed on my CRA under the original creditor.

    I received a settlement offer and I paid the settlement amount. NO, I didn't ask that it be deleted (this was PRE Creditnet).

    Well, it's showing up on my CRAs as the original balance MINUS what I paid. Junum disputed it and it came back verified. I called the collection agency and I received a letter saying that the account was paid in full. What do I do now? Do I pay the last bit of money and demand that it be removed or fight to have it removed based on the letter I have. My fear is that it'll remain on my CRA and be marked as paid if I go the latter. I already have one paid collection (medical) from 97 that came back verified that they WILL NOT get off.

    Any help would be appreciated.
  2. Shantel

    Shantel Well-Known Member

    Thanks Lizardking!

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