My wife has a paid collection on her CRs from a CA. However, she/we never paid it so I am assuming that the debt was sold to another CA??? This account is for medical bill of $220. Anyway, can or should I send the standard validation letter to this CA? Since it is paid are they required to "validate"? The tradeline states: Collection reported 07/02; Assigned 08/01 to Carolina Credit Exchange. Client - Pisgah Assoc of; Amount - $220; Paid; Balance - $0. Date of Last Activity 03/01; Individual account; account number #####. COLLECTION ACCOUNT Thanks Gonzo
Sorry I failed to mention that but yes I have disputed this account serveral times and keeps coming back verified.
