Paid Collections....

Discussion in 'Credit Talk' started by gonzo, Sep 25, 2003.

  1. gonzo

    gonzo Well-Known Member

    My wife has a paid collection on her CRs from a CA. However, she/we never paid it so I am assuming that the debt was sold to another CA???

    This account is for medical bill of $220.

    Anyway, can or should I send the standard validation letter to this CA? Since it is paid are they required to "validate"?

    The tradeline states:

    Collection reported 07/02; Assigned 08/01 to Carolina Credit Exchange.
    Client - Pisgah Assoc of; Amount - $220; Paid; Balance - $0.
    Date of Last Activity 03/01; Individual account; account number #####.

  2. jlynn

    jlynn Well-Known Member

    Have you tried a simple dispute?
  3. gonzo

    gonzo Well-Known Member

    Sorry I failed to mention that but yes I have disputed this account serveral times and keeps coming back verified.
  4. jlynn

    jlynn Well-Known Member

    Then I would try validation.

Share This Page