HI, I paid down today two of my wifes credit cards. Form 99 percent usage to under 30 percent and the seccond card from 95 percent usage to about 40 percent. I will be making another payment this month on the seccond card to bring it under 30 percent. How long should I weit before I ask for a credit line increase. I want a line increase so that the usage ratio is lower.
CArd issuer FNANB and the Circuit City card, they where openned in 1998. I have not gotten any increses in the last 2 years because I guess the usage has been high.
