I am two days away from being FINSIHED from EDR( emergency debt relief) Do "paid settle" change your scores AT ALL from charge off status. Please I know that I did this the wrong way but I can not negotiate with people ....I crack all the time, this is what I haev done and will try the validation route soon once completely done. I am just wondering if I can look for an improvement in my credit scores when a charge off accoutn of $8000.00 goes to zero balance paid settled. Please advise someone....... thanks erin
