Does anyone know if a recent prison stay will be picked up as a public record on your credit report? If so, how much would that affect your score? It is not me, but a relative who just got paroled on an armed robbery but is doing well now and getting his life back together.
Important lesson here.. I wouldn't suggest armed robbery to get the $$ to pay off debt. Tho it's tempting. LOL
Actually, doodyhead, if you DID carry out an armed robbery to pay off your debts, we just learned that the robbery wouldn't appear on your credit files, so hey... Good thing, too, because the disputes would be pretty awkward. "Sorry, that is NOT my armed robbery." "The amount of the robbery was wrong, please delete." "Someone else robbed that bank and said they were me." "The creditwrench used in that robbery was not mine." Doc
your friend should check his reports. i have heard that there is a greater chance of this happening in some states (TX) than others. Just for the record, folks that I know who have convictions (misdemeanor and felony) have not seen them on their credit reports. I am in Illinois.
