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Discussion in 'Credit Talk' started by tom65432, Nov 7, 2001.
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credit reports do not contain criminal information.
Important lesson here.. I wouldn't suggest armed robbery to get the $$ to pay off debt. Tho it's tempting. LOL
Actually, doodyhead, if you DID carry out an armed robbery to pay off your debts, we just learned that the robbery wouldn't appear on your credit files, so hey...
Good thing, too, because the disputes would be pretty awkward. "Sorry, that is NOT my armed robbery." "The amount of the robbery was wrong, please delete." "Someone else robbed that bank and said they were me." "The creditwrench used in that robbery was not mine."
I believe reports *can* contain criminal information.
The fcra puts this in the same category as any other public record, it seems - just from reading it.
Some civil misdemeanors go on your report also.
your friend should check his reports. i have heard that there is a greater chance of this happening in some states (TX) than others. Just for the record, folks that I know who have convictions (misdemeanor and felony) have not seen them on their credit reports. I am in Illinois.