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Discussion in 'Credit Talk' started by Tyson, Oct 21, 2000.
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I have a corporate Am/Ex card and when I applied for the card (through my job) the application asked for my SSN and I gave it to them. I thought FOR SURE that I was going to be denied the card (had some paid charge offs, collections, and 1 judgment). I got the card! Couldn't believe it. The card did have restrictions though. $5k limit for travel and $500 limit for retail purchases. I just checked my reports and I see that Am/Ex Corp Services pulled a *soft* inquiry on Experian. I wonder what information they were able to see on my report???
So, I'm assuming that they do have my SSN on file as the personal guarentee. I was also told by my company's site Am/Ex adminitrator that if I would of been denied the card that my boss and his dept could guarentee my card. What that means is that if I say leave the company and stick Am/Ex with a bill, that my company will pay the bill and the charge it back to my boss's dept.
Would you please post that information as soon as possible? I'm very interested! Thanks!
Please e-mail me the information. Thanks in advance Jim Belletete
RE: Sorry for the late respons
I've been waiting for a response from two associates...So far I have been told that two of the former banks have merged with Chase Manhattan and no longer offer no PGâ??s on business accounts. The only one I have been able to confirm is Associates Capital Bank (www.acbcards.com). Someone just sent me an email though and says they are now merging with Citibank so it's a good idea to apply for their no personal guarantee business credit card ASAP. Hope this helps! And please share if you find more info out there.