I sent a partial C&D (no phone, only written communication) to Nationwide and they stopped calling me and my in-laws daily. But recently (about a month later) they called again. The rep said she knew there was a request to keep everything in writing but claimed she was not sure they'd be able to do that. She also never said she was collecting a debt and also claimed she was the OC when I answered (later admitting she was actually the CA). She said she is a supervisor and gave me her full name. And left messages at other numbers. Do I have legal recourse, especially if this continues? Or are only full C&D's enforceable? Thanks Jim