I wiLL make this brief. There collection account that i sent a validation leTTer in regards to. I get a personal letter back from thier legal department sayng they have received my letter and the dat inwhich they did. He states that he does not have any documentation inregards to the account but will request from the original creditor, and he also wants me to send him copies of statements i have. I responded pointing out that with out any info they cannot verify or validate. It took 60 days and he sent a copy of an account statement. To my knowledge papers bearing my personal information do not constitue or prove that i authorized it's use. I also sent another letter stating that and a case that i found where the judge stated computer priontouts and statements are only partial validation. My question is what do i do and or say next also does anyone have anymore case law inregards to something like this or any letters / documentatation. I need to drive home the point of partial validation and also that it does not totaly prove that i authorized any of what is haPPening. All help and advise is appreciated
You know, you may ought to quit encouraging them to find more evidence. If they go back to the orginal creditor and come up with charge slips with your signature or a pile of old account statments you're gonna be making that argument to a judge. I'd just stay quite for awhile.
WeLL the thing is they have no charge slips, and all they have is one statement from the Original creditor. the legal consel pretty much told me that. am thinking that there eveidence is preTTy soft.
