Patelco Rules!!!! Approved!!

I think that they only pull exp...

 

Just got approved for a $5000 credit card and refinance of my Americredit car loan, went from 13.9% with americredit to 5.1% with patelco.
I have a BK-13 that was discharged a year ago and no open derog 11 good lines that vary from 6 months to 1 year old and of course established car loans.

Thanks for everything y'all do here, it has been a great help getting me back on my feet after the BK-13
Now if you could just get this BK off my record I would be in great shape

 

How long after approval and establishment of the savings account should I expect to receive my visa gold card?

 

Approved for $2k MC, declined for VISA. I just checked the online status, didn't call yet. Going to try upping the limit with a BT...

 

patelco

has any one got approved with a 587 score

 

patelco

has any one got approved with a 587 score

 

patelco

I don't know what my score is but I have a Chapter 7 BK 1 year old and a dismissed Chapter 13 that was go off report in 2005. I got approved for the Visa.

 

I was approved for a $5K MC through Patelco and a $9000 auto refi at 4.2% for 48 months(a heckuva lot better than the 17.95% previosuly).

This CU treats me a lot better than my own CU here in Michigan.

I can do business with them through a CU service center around here. My wife and I are seriously considering moving our accounts to Patelco.

For those of you on here who were approved through Patelco (for any type of loan), what kind of eligibility relationship did you use to open your account?

I had to fax my check stubs, a copy of the Soc Sec card and driver's license to them. We sent them a check for the $25 on Monday ($20 processing fee and $5 minimum savings deposit) I just called them and the materials have been forwarded to their internal auditing department for approval.

Has anyone had any problems establishing eligibility with Patelco? Has anyone on here received either their plastic or completed the auto refi process with them?

 

I was approved Monday with an Experian score of 589. I was apprived for MC with a limit of $1000.

 

I was approved for $10K with an EXP FICO of 725. I'm in AZ if that helps.

 

I love this company!!!!

I was approved witha Faco score 656 for:

Visa 1500.00
Master Card 2500.00
Refi auto 10,000 5.15% was 17%
Refi auto 16,000 5.15% was 7%

 

Fly,
Now that you have been here awhile and it is getting clear how to beat the ca and oc at their own game are you planning to change your name to flyingVFR?

 

I was curious also, has anyone received there loan or credit card...I see alot of approvals, was wondering if anyone actually received what they applied for?

 

I recieved all my stuff.... 3k creditcard... check to pay off americredit... (overnighted check and it closed my americredit account in 2 days... CHECKS GOOD!!!)

my credit card works... used it for a downpayment on a new car....

took about a week and a half to get the card... maybe 2..

 

He he trent. Some would consider flying ifr more of an accomplishment that vfr.

 

So true, but you have to love the smooth clear days...no worries, no stress just soar with the eagles and let the turkeys stay low and fight the storms.

 

HAHAHHAH scud runners.....

 

Honestly. I didn't know what the heck flying's name meant until I met my husband. LOL

 

Well..... I don't have a hubby.....and rather than get one now... could someone please clue me in? Evidently it must be inappropriate for public, so PLEEEAASE email me?? I'd dying here (giggle).