If you pay off an account, lets say on a credit card where your highest balance at one time was 2,200 and along the way you had a few 30 or 60 day late pays and maybe a couple over the limit fees but now have the account down to zero balance,don't you think the bank would still consider you a good customer?After all is said and done you did pay off the original debt and also all the late and over the limit fees.
