Hello, I just got 3k in tax returns...I have the following two things I can do. Credit Union LOC Limit: 3000 Current Balance: 3000 4 years never late AT&T Universal Card Limit: 6200 Current Balance: 5916 2000 blance transfer with 3.9% apr for the life of the transfer. Rest balance is 10.5% 8 Years never late which one should I pay out..should I give the LOC 3k and get it over with or pay down the cc? Thanks, Dharmesh PS: Amazingly enough..i applied for the Chase wal mart card and got approved for $200 limit. Called back and said WTF..and next thing I know it's up to 4000 .. hehe my TU score must have improved.
PAY $1501 on this one Credit Union LOC Limit: 3000 Current Balance: 3000 4 years never late $1499 on this one AT&T Universal Card Limit: 6200 Current Balance: 5916 2000 blance transfer with 3.9% apr for the life of the transfer. Rest balance is 10.5% 8 Years never late
