What would the costs look like for someone to do all this work? My time is limited and I need the quickest remedy
Give us some specifics on what is on your reports. Prior BK? Chargeoffs? 90 days pd? I'll have to assume you've pulled all three bureaus, EQU/TRU/EXP & know what you are dealing with. Now i'm not sure if they're still in vogue around here, but certain credit repair companies have a good reputation, do some research. Pull your own reports, then see if one of the legitimate companies can be of assistance.
Dudley, We do not usually recommend Lex around here. There's a 50 50 chance they'll do more harm than good. Also - we already know how much "time" you have. You have 24 hours a day, just like everyone else. It's a matter of your priority. There is NO substitute for you learning how to manage these issues yourself. You can have a masters degree in "don't fck with me" in 90 days. But it will take time. : )
Butch, why do you not reccomend Lex? I have been doing some research, and I was thinking about using them.
Re: Re: Pay for credit repair Hey folks. Lex is about the only real pay for play credit repair company. They actuually send out the same form letters on this website. These form letters are many times regarded as repair companies too. So not so fast folks. If you plan to use the letters on this website be ready for a bureau to ask about credit repair helping you. That being said. Sometimes credit repair companies can hurt your chances. In other cases they might help if your dealing with a unrelenting bureau or creditor whom might be shafting you. It is better to do it yourself but sometimes you are cornered. http://www.oskie.com/equifaxtransunionexperiancredit.htm