I have a signed pay for deletion agreement from CA. It has bee two months. They finally just updated TL as paid they Did not delete. I am sending a letter demanding deletion or face litigation. Should I also dispute with CRAs? Any other advice is appreciated as well.
You will want to have a draft of the suit in the letter. It doesn't have to be complex. I would be suing under the FDCPA for false and misleading representation, and for breech of contract. I would be seeking the amount paid under the breech of contract, and the $1,000 in damages under the FDCPA. That is just what I would do, personally...
Jam, I actually used one of your letters I found in a related thread: On xxxxxx, your company entered into an agreement where in exchange for payment of $xxxxx, you would delete the trade line for xxxxxx from my credit report. Your company has chosen not to comply with said agreement, despite my satisfaction of my half of the contract. This letter is to demand compliance with your agencies agreement. Your company has xx days to delete said trade line from my credit report, or I will initiate legal proceedings for breech of contract, and fraud. I also enclosed a copy of the signed agreement and proof of payment.
