Ok, so I just need a little advice on a pay for delete letter. I've looked at some samples, and I think I have an idea of what I want to use. My question is, I have a collection account with LVNV funding that is at $724. Less than a week ago, the amount owed was $619. If I offer a settlement for delete, what do you think I should offer them? I don't want to go too low at the risk of them not accepting, however, I would like to get away from the debt without having to pay for the whole thing. After all, the debt is from 2008, and I don't even remember what it is from. Thanks for the suggestions.
