Does anyone here know if Midland Credit Management and Arrow Financial might agree to a pay for deletion? Thanks!
Arrow Financial I've had experience with Arrow Financial. Wait until they send you a settlement offer (much less). Send a certified bank check in the amount, have the teller type in the phrase "paid in full" (Bank of America will gladly do this for you). Mail it off, cert. & RRR. When check has cleared (Bank will tell you if you ask), go to your Credit Report and dispute the item. Arrow Financial will not respond, so you will have to wait out the 30 days....then poof.....it's gone! My score jumped!