Am looking at an ad for Discover Motiva, one feature caught my attention, the pay-on-time bonus. has anybody used this card before? How does this pay on time bonus work?
From what I understand, it's a rewards card like all others, except it's based on "on time" payments. Instead of getting rewards for purchases, you get them for paying on-time every month. It's targeted at people wo carry balances instead of paying off your card every month.
interesting,, if the apr or fees are not high that would be another option instead of waiting for cash back since it takes forever to get them,,, I carry small balances and that would work for me,,,
