Hi all- Glad so many are having good results-so far me checkign my credit has only made it worse.. Since checking my reports (3bureau) somebody has changed my birth date, and floated some bogus collections on and off the account... To the point: If I send payment to an original creditor, and ask them to re-activate the account, do I have a good chance at success? Or are they just likely to forward the payment to the collections co. and ignore me? Creditor in question: Capital One Would like to do the same with an old spiegel account ('cause it was originally open 1993 and paid on time until 1999) I really need a new credit line or old open one. Any ideas guys? uptomyneck in xxxx
