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Discussion in 'Credit Talk' started by DEBRA, Sep 24, 2003.
loans. They are a rip off, if I can find me a lender
I will pay them off.
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Not take one in the first place?
Seriously, though, if you already have one or :gasp: more more than one you've got to pay them off. With the interest they charge you'll wind up paying double if you keep the loan (or get more) for more than a month or two. Depending on your credit you can get a credit card and do a cash advance or try a personal finance company like Beneficial or Citifinancial. The finance companies will take people with less good credit, but you'll pay a lot in interest (not nearly as much as the payday loan companies, though)
Don't get caught up in those payday loans. I did for an entire year, week after week. I would payback and then borrower it right back from them again. I am finally seeing more money in my pocket since letting them go. . .much more money. They will try and reel you back in once you let them go by calling you, sending you letters in the mail etc. because that's how they make their money, the fees they charge for loaning it to you in the first place.
This scam actually came from Ireland in the 1930's...like a loan shark, but worse! You had to pay a huge amount of interest each week until you could pay off the "money lender" in one lump sum.
Could you borrow from your 401k? get out now!!!