I have a lot of CC debts. I want to pay them down as BEST as possible. I have some good lenders - BofA, Wells Fargo, Chase, and Citibank. I have some poor lenders - Capital One, Sears and Washington Mutual Finance. [BTW, "poor" means high APR] Should I pay down the good lenders first - to get on their good side and get CL increases (maybe)? Or, Should I pay down my poor lenders first and get rid of them altogether before improving on my existing good accounts? Any and all responses appreciated!
I ALWAYS PAY HIGHEST FIRST (unless they are doing me wrong)...like MBNA...I even would BT it gone with a higher rate card if I had to... "IF" they have an annual fee and you want to close the card and not pay it again...PAY THAT ONE FIRST BEORE THEY GET YOU FOR ANOTHER ANNUAL FEE.
