Stay the same - sometimes I hear they drop because the payment makes it appear the delinquency is "newer". Never heard of them going up. .
Re: Re: Paying a Charge-off Account When you get some time check out the FAQ located at the top of the forum it may help with some of your questions. As far as the pay for deletion goes it is just that! You will offer to pay x amount of money for complete deletion of the tradeline on all three CRA. (some people seek to turn the negative reporting into a positive one but I wont go into that right now) You will need to get ANY agreement in writing in case they try to change the terms of the agreement after you pay. I am not sure if the sample letters has a â??settlement letterâ? but if you find the need for one I am sure someone here can post an example for you. Good luck
Re: Re: Paying a Charge-off Account ---------------SIG--------------- You did not damage your credit in a day don't expect to fix it in a day. DOITMYSELF ----------------------------------- Maybe so,but what about the instant credit trashing the OCs CAs and CRAs do all the time. Most of the problems I read about here result from this rather than from one damaging their own credit ?*?*? THE END ** *** ** LB 59 """"```--~~~~~~~~~--```'""'''