Separate names with a comma.
Discussion in 'Credit Talk' started by mimi, Mar 29, 2001.
Barclaycard Ring™ Mastercard®
No annual fee, No balance transfer fees, No foreign transaction fees, Low interest!
CREDIT CARD WITH NO ANNUAL FEEBarclaycard Ring™ Mastercard®
Credit One Unsecured Visa®for Rebuilding Credit
Credit card for people with bad credit to rebuild credit!
BAD CREDIT CREDIT CARDCredit One Bank® Rebuild Credit
First Access VISA® Credit Card
Access to credit even with bad or limited credit! Reports to 3 major credit bureaus and accepted wherever you see the Visa® sign. Get application response in 60 seconds.
CREDIT CARD FOR BAD CREDITFirst Access VISA®
Green Dot primor® Visa®Classic Secured Credit Card
Credit lines available up to $5,000! Reports to three national credit bureaus; perfect card for reestablishing credit. Guaranteed approval*!
SECURED CARD FOR REBUILDING CREDITprimor Secured Visa Classic
Credit One Bank® Unsecured Visa® with Cash Back Rewards
Get cash back on every purchase. Unsecured credit card with monthly monitoring for credit line increases. Improve your credit history with responsible use.
CASH BACK UNSECURED VISACredit One Bank
Re: Paying for limit increases
What bank is this???????
Re: Paying for limit increases
SECURED CARDS SOMETIMES CHARGE FOR INCREASES...but you can wait fot a free increase.
Unsecured cards don't charge for increases, but an INQUIRY costs you dearly sometimes...
When you call, ask for an "ALREADY APPROVED" increase or DEMAND a "SOFT INQUIRY".
Thanks for the info. I'll just wait until they increase it. Actually, I might pay it off and possibly close the account.
PAY IT OFF...DON'T USE IT...wait 1 or 2 months...if you don't have an automatic increase, then call to close it, they will try to keep you. You may get an interest rate percentage decrease and a credit line
increase in the same call, or they will say "FINE YOUR ACCOUNT IS NOW CLOSED" BYE!!!
That sounds like robbery - pay $50 for a $200 limit increase? Is this Orchard (smart read the header)?
After paying great with AMEX and V/MC, these idiots sent me a preapproved visa for minimum $300 limit - up to .... I think it was $1000. Also, everyone that has gotten the Orchard Card got a crappy limit.
Orchard used to be a great subprime bank - on par with Cap 1 or FCNB. Household Bank bought them and really screw the Orchard applicants now.
Dump it ASAP!!!
c ya dogman
Well, I wish I could but fact of the matter is I can't right now. I don't have sparkling credit like everyone else here. I wish I could qualify for a AMEX card. I wouldn't mind just a $50 credit limit with AMEX LOL. As long as I had one, I could then prove myself. But.....reality of it I can't so....I'm stuck! (
Mimi - my credit is lousy from a Chap 13 in 1996.
I squeaked by and was approved for Green Card.
I did not express it well, but my point is that new ads are going out today - just read orchard search - and they are only giving $300 to anyone - no matter how much they make.
Keep that card - it'll lead to AMEX. 2 yrs w/ Cap One / Providian / FCNB / got me the AMEX.
cya mimi - dog
I received their credit card offers from Orchard Bank a couple of years ago . I remember they do charge credit limit increase fee in their card agreement. By the way, I don't have Orchard Bank fortunately.Some banks do charge limit increase fee in subprime card program.