I was served papers at work for a loan I owe a balance of $646.00 well I answered it in the 10 day time frame they give.That was last month and still no court day well in the mean time I got the money together to pay for the loan. I would like to know how should I go about paying this loan out so that it doesnt accure any more expenses? They sent it to their attonery who is suing me on their behalf. So do I send it to him or take it by the company I owe the money to due to the fact it is all local.Please give me any advice I would like to handle this before a judgement is placed against me.Another question is it to late to pay or whould I have to wait for court... Thanks for your help in advance.......
Huh??? Chances are, the amount you owe are going to be quite a bit more than what you think due to court costs and atty. fees. Probably about $300 more. You want to pay it before court so as to hopefully avoid a judgment. You should offer to pay it in full if they dismiss the case. If they do that, then you will avoid the judgment.
What I meant by due to the fact it is all local is that the people I owe the money to is only about 20 minutes from where I live. You mean even if I pay this account before a court date has been set they can still take me to court...So should I send it to the company or the att.. I was thinking about getting a cashiers check from my bank and sending it certified to the company then mailing a copy of this to small claims the same people I mailed my answer to...Any advice helpful..
Send a letter saying you will PAY IN FULL conditional that they report it as PAID/NEVER LATE, or totally remove the account, and won't report it EVER (to any CRA, or try to re-sell it). If they agree...send them the money, or pay them in person...
The atty is suing you. You need to contact him. I would call and say I'll pay if you'll dismiss the case. If you send payment to the creditor directly, you run the risk of the atty continuing the suit for his atty fees. You are most likely going to have to pay atty fees to settle this. You can try calling the creditor directly and ask them if they will drop the case if you pay now. But be prepared for them to tell you that you must deal with the lawyer. And, as George said, ask them to remove it from the cra's.
