Ok, I know this is stupid, but... I had an Apple loan account from MBNA - $2,300@26.99% (I was desperate for a computer and knew it would be paid off promptly come tax time)... I fell 30 days late in January of this year, so they closed the account while I still had a balance. I paid the remainder off in May. I can still look at the account under MBNA Net Access. I scheduled a payment for $1, and it accepted it. What do you think they'll do?
Now that I think about it... Being that it's MBNA, they'll probably pull my credit from all three CRA's, tell me that my account is just as closed as it was before (nice try!), then write off my dollar as a small credit.
