This month January 2002 a $1000 debt becomes 4 yrs old. In my state, it is now uncollectable. I want total deletion for payment. Or should I validate first? The collection agency updated to the CRA's in 12/01. The debt is a broken apartment lease.
Wait till Feb. 01, then send a validation. If they do by chance validate, then you can offer payment for deletion. But who knows, maybe they won't be able to validate, and has happened with many people here, they will just delete the debt.
