Hi! I just wanted to update, my payments finally hit Experian and my utilization is now 1% and I got a 25 point bump on the CM score! For those wondering about paying down balances, this is something to think about. Before these payments I had less than 4% utilization and it still made a difference. We have one card we use and pay every month, so I won't ever have a 0% but hey, 1% is great! lol Guess who HASN'T updated for payment??? (.....Citi.....) Off to check my other reports!!
