Hello, So, I have a $260 debt with Chevron that is 6yrs past due. I've been slowing paying off all my debt and see the end of the tunnel. I found that when accounts are in collections with a third company and when I settled these old accounts (w/ a third party) they don't reage the last activity and the balances goes to zero on the tradelines. Now, I'm trying to deal with Chevron (whom is handling the account themselves) and they claim that if I pay it off that they won't/can't update the last activity because it had already gone to collections. I have an account with ATT in the same state and they said they would update the last activity if I paid it off, we're waiting for a third party involvement. I'm not sure I trust Chevron. I don't want to wait for the SOL to end because I'm starting consider buying a house. Any suggestions? Thank you