pending apple loc

Discussion in 'Credit Talk' started by lifetime, Feb 8, 2002.

  1. lifetime

    lifetime Well-Known Member

    i applied for the loc about 130am today and it's still showing a pending status. is this a denial?
     
  2. the other

    the other Well-Known Member

    no, mine was pending for a while, I just kept checking back and eventually it said it was approved. (happened like this for my fiance too).
     
  3. lifetime

    lifetime Well-Known Member

    thanks
     
  4. Ron

    Ron Well-Known Member

    I applied mine during the day and I got approved almost instantly. Maybe the system is down, they need to manual review.
    You can call this number to check on the status:
    (800)892-8349 M-T 8am-10 pm, F 8-7 or Sat.9-1pm (Eastern time).


    Ron.
     
  5. Geo

    Geo Well-Known Member

    I received the same message, I had to wait 3 or 4 days to know the decision. I was denied.

    Ron: I also was denied for Everbank. They pulled Experian and Equifax, the denial reason (Equifax) were: Short credit history(?), too many inquires and something else that I don't remember. I am still waiting for another application I made for Discover Plat.
     
  6. Ron

    Ron Well-Known Member


    Geo,

    I'm sorry to hear.I'm surprise they denied your Everbank application.I'm sure your score is higher than mine. Everbank only pull credit from Experian and I live in Texas. When I applied for Everbank, I have only four inquiries in my Experian report. I don't know how Everbank approved my application and I don't know how they count the years of credit history. Have you ever applied for Juniper Bank? By the way, Discover took a long time to approve my Private Issue and it took them 4 wks. They approved me $10,000.


    Ron.
     
  7. Ender

    Ender Well-Known Member

    What did DISCOVER pull for you?
     
  8. Ron

    Ron Well-Known Member


    Ender,

    They pulled credit from Equifax and I live in Texas.


    Ron.
     

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