no, mine was pending for a while, I just kept checking back and eventually it said it was approved. (happened like this for my fiance too).
I applied mine during the day and I got approved almost instantly. Maybe the system is down, they need to manual review. You can call this number to check on the status: (800)892-8349 M-T 8am-10 pm, F 8-7 or Sat.9-1pm (Eastern time). Ron.
I received the same message, I had to wait 3 or 4 days to know the decision. I was denied. Ron: I also was denied for Everbank. They pulled Experian and Equifax, the denial reason (Equifax) were: Short credit history(?), too many inquires and something else that I don't remember. I am still waiting for another application I made for Discover Plat.
Geo, I'm sorry to hear.I'm surprise they denied your Everbank application.I'm sure your score is higher than mine. Everbank only pull credit from Experian and I live in Texas. When I applied for Everbank, I have only four inquiries in my Experian report. I don't know how Everbank approved my application and I don't know how they count the years of credit history. Have you ever applied for Juniper Bank? By the way, Discover took a long time to approve my Private Issue and it took them 4 wks. They approved me $10,000. Ron.