Pending applications!!!!!!

Discussion in 'Credit Talk' started by shawbee, Oct 22, 2003.

  1. shawbee

    shawbee Well-Known Member

    I have had a pending app with BofA for 5 days and dh has had pending with Chase for 6 days and Bank one Business for 2 Weeks. I have called BofA and dh called Chase and no one will talk. I have read that you can call chase in 2 days and decision but when dh called they said credit analyst don't talk on the phone.
     
  2. iambroke

    iambroke Well-Known Member

    When I applied for my perfectcard via chase online I got an email like 2 business days later that their decision was online...went to the link and was approved.

    I wonder why it's taking you so long to get an answer. Maybe cause they weren't approved?
     
  3. shawbee

    shawbee Well-Known Member

    how long could it take to say no, besides my dh has 700 score and great utilization and has a chase already
     
  4. iambroke

    iambroke Well-Known Member

    It can take a couple weeks to get the rejection letter in the mail outlining the reasons it was rejected.

    Why can't they tell you the answer over the phone? Did they give a reason?
     
  5. shawbee

    shawbee Well-Known Member

    it doesn't say rejected, it says pending, please check back in 24 hours
     
  6. paw67

    paw67 Well-Known Member

    I applied for Chase and received an email within 2 days that the decision was available online. Checked the link and was declined. Received the letter in the mail about 5 days after that. So, it doesn't necessarily mean denied.

    Good luck!

    paw67
     
  7. shawbee

    shawbee Well-Known Member

    Well one down, 2 to go. Bank One business, never called, just put card in mail. We received it today. Limit 8000. Alright!!!!!!
     
  8. shawbee

    shawbee Well-Known Member

    I got a hold of bofa for the status. The rep said since I already have a bofa then they don't do instant, they stop process and pull internal records to figure approval, cls etc. Should know by tomorrow.
     
  9. shawbee

    shawbee Well-Known Member

    I heard from or rather called BofA and found out they approved me for Plat Travel cl 11000. 2 down and 1 to go.
     
  10. shawbee

    shawbee Well-Known Member

    Chase approved. 7500 cl stockback card. 3 for 3.
     

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