We just received a pre-approved Acceptance Certificate for Peoples Credit First Platinum Card with $5,000.00 credit limit and 0% APR for 1st 12 months--thereafter APR will be charged at prime or approximately 14.49%. There was a $45.00 membership fee to pay-which I didn't think was out of the ordinary as far as credit cards go. I tried yesterday to find out some info about this, but didn't get any results. So--I've come to get the words of the wise. Anyone know about this?
There's a People's First Community Bank out of Florida that has pretty good rates on Visa and MasterCard. You must have a checking account with them. Just make sure it is a Visa or MasterCard and not some stupid catalogue company where you can only purchase their goods.
