I have one unpaid judgment. This CA did a hard pull in Sep to snoop around, and just another yesterday. I know this is a PP, but is there a time frame the CA must adhere to for hard pulls? Also, the name on both pulls is not the name on the judgment, nor the OC nor the attorney that filed the suit. The name listed is also different than the name listed on the very 1st hard pull before the judgment was entered in 2001. That was the attorney that did the 1st pull. All 3 show it is for "collections" for the reason they list on the CR. What does anyone know about this type of snooper???
Hi Tony, Judgements are a bear. You pretty much lose all your rights upon judgement. The normal stuff. Were you properly served. Have you been down to see the judgement? Most judgements are wrong on their face and can therefore be argued for having it vacated. I just don't know much about Judgements. They know where ya are now too. Seems like we all run up against our own individual "toughy". This might be yours. How much is it for? ????
Hi Butch, This is a nasty for about $6200, from about 2001 filed in OH where I used to live. Now I am in TX. But this is the one that keeps on perplexing me. It's probably trying to be collected or sought after now because of all the activity lately on the CR's clean-up, and because the interest is like 25%, at least that's what's on the docket sheet info...so I am sure it's up to over 10k they are trying to collect. HOWEVER, this is the one that I think was passed off as a written contract when the case was filed and then default entered; I did not show. Did not know much then! At any rate, this was supposedly for a deficiency from an auto repo. It's gets longer here too, and pretty involved! BUT the 1st attempt at summons to me was returned to the court as undeliverable; I had moved. Then about 5 mos passed before they sent another summons to me, which I think an old rmmate signed for. I don't remember it. However, they went to another court in the same jurisdiction in OH to file this next one, but were now past the supposed 2yrs SOL for filing for a deficiency judgment; I think that's why they went to another court so the 1st one didn't catch what they were doing. That's my theory anyway. I truly think this lawyer has not been honest to the court about this situation. They have my address; i rcvd a letter from them about 2 yrs ago and nothing since. I think it's because they don't have a bond or license to collect debts in TX. I can go on for miles more here, but I think I'll need to get an attorney in Ohio to look at this. I've just been busy with other credit clean-up issues here. I have 1 or 2 threads here about this. Just thought I might have more legs to stand on with 2 inq to my CR in 4 mos, thought someone might have some insight.
